Banking & Financial Verification
Bank Pennyless Verification API Zero-Cost Bank Account & IFSC Validation
Validate bank account number and IFSC code instantly without performing an actual 1 rupee credit. Returns account status and registered account holder name.
< 300ms avg response
Production-ready
Secure & Compliant
About This API
Validate bank account number and IFSC code instantly without performing an actual 1 rupee credit. Returns account status and registered account holder name.
Sample Request
POST /api/v1/validate_pennyless
{"name": "ROHIT SHARMA", "accno": "123456789012", "ifsc": "HDFC0001234"}
Sample Response
HTTP 200 OK — JSON Response
{"code": 200, "status": "success", "message": "Success", "request_id": "REQ12345", "response": {"account_details": {"account_status": "VALID", "beneficiary_name": "ROHIT SHARMA", "beneficiary_account": "123456789012", "beneficiary_ifsc": "HDFC0001234", "bank_name": "HDFC BANK", "branch_name": "CONNAUGHT PLACE"}, "message": "Transaction Successful", "created_at": 1690000000}}
Use Cases
- Instant Payout Beneficiary Check
- Salary Processing
- Vendor Bank Verification
- Refund Processing
How to Integrate
1
1. Send Account_Number & IFSC
2
2. Call /api/v1/validate_pennyless
3
3. Get instant account holder name and status
Pricing
Login Required
Pricing revealed after login & access approval
Method
POST
Response Time
< 300ms
Auth Required
Yes
Uptime
99.9% SLA
Endpoint
/api/v1/validate_pennyless